Peak Retirement Planning, Inc.

What is a Roth conversion, and should you do a Roth conversion? These are the questions we answer in this video. Even though Roth converting requires paying taxes now, it can be a great way to save money in taxes over the long term. Watch this video and talk with a tax-planning expert to see if Roth converting is the right decision for you. Are you interested in receiving expert help in planning for your financial future? If so, give us a call at (614)500-4121 or visit us at https://peakretirementplanning.com/schedule-a-meeting/ 🟥 I Love Roth IRAs and Roth Conversions! 🟥 https://www.kiplinger.com/retirement/retirement-plans/roth-iras/604539/i-love-roth-iras-and-roth-conversions 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 🤝 Join our Insider's List: https://peakretirementplanning.com/resources/ 📞 Talk with us: https://peakretirementplanning.com/schedule-a-meeting/ #retirement #retirementplanning #rothira Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, financial, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is an Ohio based registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.

Blueberries and taxes may have more in common than you think. In this video, we highlight the parallel between buying blueberries on sale and taking advantage of the current low tax rates. We discuss the current tax "sale" and why it's crucial to consider when tax planning for the future. Are you interested in receiving expert help in planning for your financial future? If so, give us a call at (614)500-4121 or visit us at https://peakretirementplanning.com/schedule-a-meeting/ 🟥 I Love Roth IRAs and Roth Conversions! 🟥 https://www.kiplinger.com/retirement/retirement-plans/roth-iras/604539/i-love-roth-iras-and-roth-conversions 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 🤝 Join our Insider's List: https://peakretirementplanning.com/resources/ 📞 Talk with us: https://peakretirementplanning.com/schedule-a-meeting/ #retirement #retirementplanning #taxes Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, financial, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is an Ohio based registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.

In this video, we discuss the concept of lazy money, which refers to the funds sitting idle in your bank account that could be earning a higher return. We provide an example of having $100,000 in a local bank account with a 1% return, compared to potentially earning a 5% return by exploring other options We also emphasize the importance of being proactive and searching for the best rates available to ensure optimal returns. Are you interested in receiving expert help in planning for your financial future? If so, give us a call at (614)500-4121 or visit us at https://peakretirementplanning.com/schedule-a-meeting/ 🟥 I Love Roth IRAs and Roth Conversions! 🟥 https://www.kiplinger.com/retirement/retirement-plans/roth-iras/604539/i-love-roth-iras-and-roth-conversions 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 🤝 Join our Insider's List: https://peakretirementplanning.com/resources/ 📞 Talk with us: https://peakretirementplanning.com/schedule-a-meeting/ #retirement #retirementplanning #investing Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, financial, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is an Ohio based registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.

In this video, we discuss a tax planning strategy that can help you save over $300,000 in taxes over your lifetime. We walk through a case study of a couple who are 64 years old and have $500,000 in tax-deferred dollars. We explore their current plan, which involves paying taxes on required minimum distributions (RMDs), the impact of social security taxes, and taxes paid by beneficiaries. We then introduce a simple strategy of converting their $500,000 to a Roth IRA over the next three years, which involves paying $120,000 in taxes upfront, but offers tax-free growth and eliminates taxes on RMDs, social security, and taxes paid by beneficiaries. By implementing this strategy correctly, you can save a significant amount in taxes over your lifetime. If you're interested in running your personal numbers in this tax calculator, please reach out to us for a consultation! Please note, this video discusses factors that could apply to a hypothetical couple. Your specific circumstances may vary materially. Are you interested in receiving expert help in planning for your financial future? If so, give us a call at (614)500-4121 or visit us at https://peakretirementplanning.com/schedule-a-meeting/ 🟥 I Love Roth IRAs and Roth Conversions! 🟥 https://www.kiplinger.com/retirement/retirement-plans/roth-iras/604539/i-love-roth-iras-and-roth-conversions 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 🤝 Join our Insider's List: https://peakretirementplanning.com/resources/ 📞 Talk with us: https://peakretirementplanning.com/schedule-a-meeting/ #retirement #retirementplanning #taxes Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, financial, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is an Ohio based registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.

Our answer to the question "When is the best time to take social security?" is: it depends. In this video, we discuss the factors you should consider when deciding the best time to take social security benefits for yourself, and we go over a chart that shows the claiming ages and pros and cons of taking benefits at different ages. Are you interested in receiving expert help in planning for your financial future? If so, give us a call at (614)500-4121 or visit us at https://peakretirementplanning.com/schedule-a-meeting/ 🟥 I Love Roth IRAs and Roth Conversions! 🟥 https://www.kiplinger.com/retirement/retirement-plans/roth-iras/604539/i-love-roth-iras-and-roth-conversions 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 🤝 Join our Insider's List: https://peakretirementplanning.com/resources/ 📞 Talk with us: https://peakretirementplanning.com/schedule-a-meeting/ #retirement #retirementplanning #socialsecurity Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, financial, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is an Ohio based registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.

It's a common misconception that federal tax brackets are flat instead of marginal, so in this video we address that misconception and show you how to correctly read tax brackets and calculate where you fall on them in 2023. Are you interested in receiving expert help in planning for your financial future? If so, give us a call at (614)500-4121 or visit us at https://peakretirementplanning.com/schedule-a-meeting/ 🟥 I Love Roth IRAs and Roth Conversions! 🟥 https://www.kiplinger.com/retirement/retirement-plans/roth-iras/604539/i-love-roth-iras-and-roth-conversions 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 🤝 Join our Insider's List: https://peakretirementplanning.com/resources/ 📞 Talk with us: https://peakretirementplanning.com/schedule-a-meeting/ #retirement #retirementplanning #taxes Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, financial, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is an Ohio based registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.

In this video, we discuss the concept of sequence of returns risk and explain how the "fragile decade" (five years before and after retirement) can put a lot of stress on your life savings if the market goes down. We emphasize the importance of considering sequence of returns risk when planning for retirement and offer insights on how to protect your investments. Are you interested in receiving expert help in planning for your financial future? If so, give us a call at (614)500-4121 or visit us at https://peakretirementplanning.com/schedule-a-meeting/ 🟥 I Love Roth IRAs and Roth Conversions! 🟥 https://www.kiplinger.com/retirement/retirement-plans/roth-iras/604539/i-love-roth-iras-and-roth-conversions 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 🤝 Join our Insider's List: https://peakretirementplanning.com/resources/ 📞 Talk with us: https://peakretirementplanning.com/schedule-a-meeting/ #retirement #retirementplanning #investing Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, financial, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is an Ohio based registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.

In this video, we talk about why investing in the stock market long term can be a great idea, especially for retirement income planning. We show you a chart that demonstrates how the market has never been down over a 15-year period, discuss how we position our portfolios for our clients based on their risk tolerance, and explain why we use a five- to ten-year period for protection. Are you interested in receiving expert help in planning for your financial future? If so, give us a call at (614)500-4121 or visit us at https://peakretirementplanning.com/schedule-a-meeting/ 🟥 I Love Roth IRAs and Roth Conversions! 🟥 https://www.kiplinger.com/retirement/retirement-plans/roth-iras/604539/i-love-roth-iras-and-roth-conversions 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 🤝 Join our Insider's List: https://peakretirementplanning.com/resources/ 📞 Talk with us: https://peakretirementplanning.com/schedule-a-meeting/ #retirement #retirementplanning #investing Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, financial, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is an Ohio based registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.

Are annuities good or bad? The answer is: it depends. Depending on your financial situation, annuities can be a great investment option or an unwise one. In this video, we talk about what annuities are and the factors you should consider when determining if they're the right investment option for you. Are you interested in receiving expert help in planning for your financial future? If so, give us a call at (614)500-4121 or visit us at https://peakretirementplanning.com/schedule-a-meeting/ 🟥 I Love Roth IRAs and Roth Conversions! 🟥 https://www.kiplinger.com/retirement/retirement-plans/roth-iras/604539/i-love-roth-iras-and-roth-conversions 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 🤝 Join our Insider's List: https://peakretirementplanning.com/resources/ 📞 Talk with us: https://peakretirementplanning.com/schedule-a-meeting/ #retirement #retirementplanning #annuities Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, financial, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is an Ohio based registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.

One of the biggest misconceptions when it comes to Roth IRAs has to do with the five-year rule. So, in this video, we explain what the five-year rule is and who it applies to. The rule applies differently to contributions and conversions and is influenced by factors like your age and whether you've held the account for five years, so feel free to hit pause on the chart to see how the rule applies to you.. Are you interested in receiving expert help in planning for your financial future? If so, give us a call at (614)500-4121 or visit us at https://peakretirementplanning.com/schedule-a-meeting/ 🟥 I Love Roth IRAs and Roth Conversions! 🟥 https://www.kiplinger.com/retirement/retirement-plans/roth-iras/604539/i-love-roth-iras-and-roth-conversions 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 🤝 Join our Insider's List: https://peakretirementplanning.com/resources/ 📞 Talk with us: https://peakretirementplanning.com/schedule-a-meeting/ #retirement #retirementplanning #rothira Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, financial, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is an Ohio based registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.

When in doubt, zoom out. Whenever you see market downturns in the short term, you always need to think bigger picture. In this video, we show you a chart that demonstrates the impact of zooming out over different timeframes and why patience in investing is so important. Are you interested in receiving expert help in planning for your financial future? If so, give us a call at (614)500-4121 or visit us at https://peakretirementplanning.com/schedule-a-meeting/ 🟥 I Love Roth IRAs and Roth Conversions! 🟥 https://www.kiplinger.com/retirement/retirement-plans/roth-iras/604539/i-love-roth-iras-and-roth-conversions 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 🤝 Join our Insider's List: https://peakretirementplanning.com/resources/ 📞 Talk with us: https://peakretirementplanning.com/schedule-a-meeting/ #retirement #retirementplanning #investing Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, financial, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is an Ohio based registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.

In this video, we talk about RMDs, or required minimum distributions. At age 73, the IRS requires you to take out money from your tax-deferred investments such as your 401(k), IRA, or 403(b). The older you get, the more you have to take out, which can force you into a higher tax bracket and even impact your Medicare premiums. In this video, we show you how to calculate your RMDs and discuss strategies to reduce them, including Roth conversions and qualified charitable distributions. By doing so, you can lower your tax burden and have more control over your retirement income. Are you interested in receiving expert help in planning for your financial future? If so, give us a call at (614)500-4121 or visit us at https://peakretirementplanning.com/schedule-a-meeting/ 🟥 I Love Roth IRAs and Roth Conversions! 🟥 https://www.kiplinger.com/retirement/retirement-plans/roth-iras/604539/i-love-roth-iras-and-roth-conversions 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 🤝 Join our Insider's List: https://peakretirementplanning.com/resources/ 📞 Talk with us: https://peakretirementplanning.com/schedule-a-meeting/ #retirement #retirementplanning #requiredminimumdistribution Timestamps: 00:00 What are required minimum distributions (RMDs)? 02:10 RMD calculator Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, financial, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is an Ohio based registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.

In this video, we show you the importance of diversifying your investment portfolio. We compare the returns and risks of a diversified portfolio versus investing in individual stocks, as well as discuss the benefits of having a lower risk for your life savings and retirement dollars. Are you interested in receiving expert help in planning for your financial future? If so, give us a call at (614)500-4121 or visit us at https://peakretirementplanning.com/schedule-a-meeting/ 🟥 I Love Roth IRAs and Roth Conversions! 🟥 https://www.kiplinger.com/retirement/retirement-plans/roth-iras/604539/i-love-roth-iras-and-roth-conversions 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 🤝 Join our Insider's List: https://peakretirementplanning.com/resources/ 📞 Talk with us: https://peakretirementplanning.com/schedule-a-meeting/ #retirement #retirementplanning #investing Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, financial, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is an Ohio based registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.

One of the biggest fears for retirees is running out of money. While it's a real concern, we want to show you why you shouldn't be as worried about it if you've saved up quite a bit and you're in or near retirement. You still have to make the right decisions in retirement, but if you've done the work up until this point, it's going to be a much easier next 20-30 years to live the retirement that you want to. Are you interested in receiving expert help in planning for your financial future? If so, give us a call at (614)500-4121 or visit us at https://peakretirementplanning.com/schedule-a-meeting/ 🟥 I Love Roth IRAs and Roth Conversions! 🟥 https://www.kiplinger.com/retirement/retirement-plans/roth-iras/604539/i-love-roth-iras-and-roth-conversions 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 🤝 Join our Insider's List: https://peakretirementplanning.com/resources/ 📞 Talk with us: https://peakretirementplanning.com/schedule-a-meeting/ #retirement #retirementplanning #financialplanning Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, financial, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is an Ohio based registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.

In this video, we talk about the Callan chart, which shows the best and worst assets to own over the last 20 years. This chart is color-coded and easy to understand, and it can help us make smarter investment decisions. We explain why you shouldn't put all your assets in one place, why you should have a diversified portfolio, and why you should think long-term. We also answer the question of whether you should invest in gold and explain why it's important to consider your time horizon when investing. So, press pause, play around with the chart, and let's invest smarter together! Are you interested in receiving expert help in planning for your financial future? If so, give us a call at (614)500-4121 or visit us at https://peakretirementplanning.com/schedule-a-meeting/ 🟥 I Love Roth IRAs and Roth Conversions! 🟥 https://www.kiplinger.com/retirement/retirement-plans/roth-iras/604539/i-love-roth-iras-and-roth-conversions 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 🤝 Join our Insider's List: https://peakretirementplanning.com/resources/ 📞 Talk with us: https://peakretirementplanning.com/schedule-a-meeting/ #retirement #retirementplanning #gold Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, financial, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is an Ohio based registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.

Is there a perfect investment for retirees? While one perfect investment may not exist, you can still invest wisely by diversifying your assets. In this video, we discuss the differences between liquid assets, protected assets, and growth assets and how you can use them to diversify your investment portfolio. Are you interested in receiving expert help in planning for your financial future? If so, give us a call at (614)500-4121 or visit us at https://peakretirementplanning.com/schedule-a-meeting/ 🟥 I Love Roth IRAs and Roth Conversions! 🟥 https://www.kiplinger.com/retirement/retirement-plans/roth-iras/604539/i-love-roth-iras-and-roth-conversions 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 🤝 Join our Insider's List: https://peakretirementplanning.com/resources/ 📞 Talk with us: https://peakretirementplanning.com/schedule-a-meeting/ #retirement #retirementplanning #investing Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, financial, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is an Ohio based registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.

If you have at least one million dollars of net worth, you may want to consider getting a personal liability umbrella policy. This extra liability coverage can help cover the costs of a catastrophic event that home and auto insurance might not cover. Are you interested in receiving expert help in planning for your financial future? If so, give us a call at (614)500-4121 or visit us at https://peakretirementplanning.com/schedule-a-meeting/ 🟥 I Love Roth IRAs and Roth Conversions! 🟥 https://www.kiplinger.com/retirement/retirement-plans/roth-iras/604539/i-love-roth-iras-and-roth-conversions 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 🤝 Join our Insider's List: https://peakretirementplanning.com/resources/ 📞 Talk with us: https://peakretirementplanning.com/schedule-a-meeting/ #retirement #retirementplanning #insurance Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, financial, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is an Ohio based registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.

Substantially equal periodic payments (SEPP) are a strategy you can use to avoid paying the 10% tax penalty when distributing funds from a qualified account before age 59 and a half. In this video, we discuss what SEPPs are, how they work, and how they may be able to help you save money when drawing from your investments. Are you interested in receiving expert help in planning for your financial future? If so, give us a call at (614)500-4121 or visit us at https://peakretirementplanning.com/schedule-a-meeting/ 🟥 I Love Roth IRAs and Roth Conversions! 🟥 https://www.kiplinger.com/retirement/retirement-plans/roth-iras/604539/i-love-roth-iras-and-roth-conversions 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 🤝 Join our Insider's List: https://peakretirementplanning.com/resources/ 📞 Talk with us: https://peakretirementplanning.com/schedule-a-meeting/ #retirement #retirementplanning #investing Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, financial, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is an Ohio based registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.

Is there a best time to take social security? Unfortunately, unless you know exactly when you're going to die, the answer is: it depends. But though there's no easy answer to the question of when you should take social security, there are factors that can help inform your decision which we discuss in this video. Are you interested in receiving expert help in planning for your financial future? If so, give us a call at (614)500-4121 or visit us at https://peakretirementplanning.com/schedule-a-meeting/ 🟥 I Love Roth IRAs and Roth Conversions! 🟥 https://www.kiplinger.com/retirement/retirement-plans/roth-iras/604539/i-love-roth-iras-and-roth-conversions 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 🤝 Join our Insider's List: https://peakretirementplanning.com/resources/ 📞 Talk with us: https://peakretirementplanning.com/schedule-a-meeting/ #retirement #retirementplanning #socialsecurity Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, financial, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is an Ohio based registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.

You may have heard of exchange-traded funds (ETFs) and mutual funds, but have you considered which of them might be a better investment option for you based on your financial situation? In this video, we discuss the similarities and differences between ETFs and mutual funds, as well as how to determine which of them may be more suitable for you. Are you interested in receiving expert help in planning for your financial future? If so, give us a call at (614)500-4121 or visit us at https://peakretirementplanning.com/schedule-a-meeting/ 🟥 I Love Roth IRAs and Roth Conversions! 🟥 https://www.kiplinger.com/retirement/retirement-plans/roth-iras/604539/i-love-roth-iras-and-roth-conversions 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 🤝 Join our Insider's List: https://peakretirementplanning.com/resources/ 📞 Talk with us: https://peakretirementplanning.com/schedule-a-meeting/ #retirement #retirementplanning #investing Timestamps: 00:00 How are ETFs and mutual funds similar? 00:34 How are ETFs and mutual funds different? 01:13 Which should you own? Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, financial, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is an Ohio based registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.

If you're aged 70 and a half or older and are charitable-minded, you can give money from your IRA to charity tax-free using a qualified charitable distribution (QCD). In this video, we talk about what a QCD is, how it works, and how it can help you save money in taxes when giving to charity. Are you interested in receiving expert help in planning for your financial future? If so, give us a call at (614)500-4121 or visit us at https://peakretirementplanning.com/schedule-a-meeting/ 🟥 I Love Roth IRAs and Roth Conversions! 🟥 https://www.kiplinger.com/retirement/retirement-plans/roth-iras/604539/i-love-roth-iras-and-roth-conversions 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 🤝 Join our Insider's List: https://peakretirementplanning.com/resources/ 📞 Talk with us: https://peakretirementplanning.com/schedule-a-meeting/ #retirement #retirementplanning #qualifiedcharitabledistribution Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, financial, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is an Ohio based registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.

If you're charitable-minded, you may want to consider taking advantage of a DAF, or Donor Advised Fund. In this video, we discuss what a DAF is, how it works, and how it can help you get more deductions on your taxes. Are you interested in receiving expert help in planning for your financial future? If so, give us a call at (614)500-4121 or visit us at https://peakretirementplanning.com/schedule-a-meeting/ 🟥 I Love Roth IRAs and Roth Conversions! 🟥 https://www.kiplinger.com/retirement/retirement-plans/roth-iras/604539/i-love-roth-iras-and-roth-conversions 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 🤝 Join our Insider's List: https://peakretirementplanning.com/resources/ 📞 Talk with us: https://peakretirementplanning.com/schedule-a-meeting/ #retirement #retirementplanning #donoradvisedfund Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, financial, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is an Ohio based registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.

Do you know how much a pension is worth? In this video, we discuss the value of a pension and how you can take advantage of it if you have one. Are you interested in receiving expert help in planning for your financial future? If so, give us a call at (614)500-4121 or visit us at https://peakretirementplanning.com/schedule-a-meeting/ 🟥 I Love Roth IRAs and Roth Conversions! 🟥 https://www.kiplinger.com/retirement/retirement-plans/roth-iras/604539/i-love-roth-iras-and-roth-conversions 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 🤝 Join our Insider's List: https://peakretirementplanning.com/resources/ 📞 Talk with us: https://peakretirementplanning.com/schedule-a-meeting/ #retirement #retirementplanning #pension Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, financial, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is an Ohio based registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.

Is your Roth IRA in danger of being changed by the IRS? While it's certainly possible for the IRS to make changes to the Roth IRA tax code, we discuss in this video several reasons why you shouldn't be too worried about it. Are you interested in receiving expert help in planning for your financial future? If so, give us a call at (614)500-4121 or visit us at https://peakretirementplanning.com/schedule-a-meeting/ 🟥 I Love Roth IRAs and Roth Conversions! 🟥 https://www.kiplinger.com/retirement/retirement-plans/roth-iras/604539/i-love-roth-iras-and-roth-conversions 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 🤝 Join our Insider's List: https://peakretirementplanning.com/resources/ 📞 Talk with us: https://peakretirementplanning.com/schedule-a-meeting/ #retirement #retirementplanning #rothira Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, financial, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is an Ohio based registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.

When you Roth convert, it may seem like you're losing money on your investments. After all, if you pay taxes on your $100k investment now at a 24% rate, you'll only be left with $76k. But as we explain in this video, what you pay in converting now may actually save you money down the line. Are you interested in receiving expert help in planning for your financial future? If so, give us a call at (614)500-4121 or visit us at https://peakretirementplanning.com/schedule-a-meeting/ 🟥 I Love Roth IRAs and Roth Conversions! 🟥 https://www.kiplinger.com/retirement/retirement-plans/roth-iras/604539/i-love-roth-iras-and-roth-conversions 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 🤝 Join our Insider's List: https://peakretirementplanning.com/resources/ 📞 Talk with us: https://peakretirementplanning.com/schedule-a-meeting/ #retirement #retirementplanning #rothira Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, financial, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is an Ohio based registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.