ReplaceYourUniversity

A simple switch can make a world of difference. #personalgrowth #selfimprovement #lifegoals #positivethinking #successmindset #growthmindset #positivemindset #entrepreneurlife #entrepreneurship #entrepreneur

Here's a little secret to success for ya'll... Tag someone who needs this and let me know if this is helpful. #entrepreneurs #entrepreneurmindset #entrepreneurmotivation #realestateinvestor #realestateinvesting #propertyinvestment #realestateinvestor #realestateinvesting #propertyinvestment

In this episode of RYU Podcast, Michael discusses the concept of "Replace Your Mindset" and how it can have a lasting impact on one's life. He describes their daily routine of waking up early, taking a cold shower, making their bed, and engaging in physical training. By following this routine, he believes you can achieve more before 9 a.m. than most people do in an entire day. Michael also emphasizes that this mindset extends beyond business and physicality, prompting him to question what else he can accomplish in their relationships and other aspects of life. This suggests that "Replace Your Mindset" is about adopting a disciplined and proactive approach to life, setting goals, and continuously striving for personal growth and improvement. It underscores the significance of developing a strong mindset and the potential for success in various areas of life by consistently implementing positive habits and practices. To start building the life you want: ⁠⁠https://replaceyouruniversity.com/⁠⁠ Follow Replace Your University on Instagram: ⁠⁠⁠https://www.instagram.com/the_realryu/⁠⁠ Join Us on Facebook: ⁠⁠⁠https://www.facebook.com/ReplaceYourUniversity/⁠⁠ Check out more tips and strategies on our YouTube channel: ⁠⁠⁠https://www.youtube.com/@ReplaceYourUniversity⁠

A BIG element to know in business LTV. It's a game-changer for growing your business. Every business should focus on taking care of the clients they already have rather than always focusing getting MORE new clients #entrepreneurlife #entrepreneurship #entrepreneur #realestateinvesting #propertyinvestment #investments #wealthbuilding #wealth #buildwealth

Ever wondered how America's first billionaire, Rockefeller, secured their wealth for generations? 🤔 It's all about keeping those hard-earned dollars away from taxes! Learn how to protect your wealth just like the Rockefellers did, with a little insurance magic. Cash value life insurance is the key, and if it worked for them, why not for us too? entrepreneurs #entrepreneurmindset #entrepreneurmotivation #realestateinvestor #realestateinvesting #propertyinvestment #money #financialeducation #financialplanning

If you have low credit, you shouldn't entertain a HELOC. #entrepreneurlife #entrepreneurship #entrepreneur #realestateinvestor #realestateinvesting #propertyinvestment #money #financialeducation #financialplanning

Does failure trigger fear or empowerment in you? Which one's more efficient? Share your thoughts below! #entrepreneurlife #entrepreneurship #entrepreneur #realestateinvestor #realestateinvesting #propertyinvestment #successmindset #growthmindset #positivemindset

Cash flow strategy or a payment strategy? Which one do you think is more efficient? Let me know in the comments. #entrepreneurlife #entrepreneurship #entrepreneur #entrepreneurs #money #financialeducation #financialplanning #wealthbuilding #wealth #buildwealth

In this episode, Michael and Derrick engage in a thought-provoking conversation about wealth, debt, and the Christian perspective on money. They delves into the misconceptions around money, debt, and the role of finances in society. Michael and Derrick touch upon biblical references, debunking the myth that money is a sin and stresses that the focus should be on one's heart posture—whether it's to accumulate wealth for personal gain or to bless others and make a positive impact. To start building the life you want: ⁠⁠⁠https://replaceyouruniversity.com/⁠⁠⁠ Follow Replace Your University on Instagram: ⁠⁠⁠⁠https://www.instagram.com/the_realryu/⁠⁠⁠ Join Us on Facebook: ⁠⁠⁠⁠https://www.facebook.com/ReplaceYourUniversity/⁠⁠⁠ Check out more tips and strategies on our YouTube channel: ⁠⁠⁠⁠https://www.youtube.com/@ReplaceYourUniversity⁠

If you own your home debt-free, congrats! 🏡 But here's the deal: it's not just about debt freedom. Having a Home Equity Line of Credit (HELOC) is like having instant access to capital. Even if you don't need it right away, it opens doors to seize opportunities when they come knocking! #entrepreneurlife #entrepreneurship #entrepreneur #realestateinvestor #realestateinvesting #propertyinvestment #money #financialeducation #financialplanning

We all know the dream is to have money AND time to do the things you love The ONLY difference between you getting that goal and not Is your THINKING If you always believe something's impossible, it always will be #entrepreneurlife #entrepreneurship #entrepreneur #realestateinvestor #realestateinvesting #propertyinvestment #money #financialeducation #financialplanning

"A man who fears suffering is already suffering from what he fears." If you fear something, it's killing you for no reason.... If you only focus on the things you DON'T want rather than the things you DO want. You'll suffer from living in fear more than actually just dealing with it. Take care. God bless. #entrepreneurlife #entrepreneurship #entrepreneur #personalgrowth #selfimprovement #lifegoals #successmindset #growthmindset #positivemindset

You're out of debt... Great job! BUT now, why not learn how to properly use debt (other peoples' money) to achieve wealth? #entrepreneurlife #entrepreneurship #entrepreneur #money #financialeducation #financialplanning #successmindset #growthmindset #positivemindset

You don't decide your future, instead you decide your habits. People who play into the victim mentality never get anywhere meaningful in life. It's better that you act proactively, and start building the person (you) REQUIRED to receive that success, because it isn't going to be given to you on a silver platter. Take care. God bless. #entrepreneurlife #entrepreneurship #entrepreneur #successmindset #growthmindset #positivemindset #wealthbuilding #wealth #buildwealth

But let me ask you all. WHAT is winning for you? Does financial success qualifies as winning? #entrepreneurlife #entrepreneurship #entrepreneur #personalgrowth #selfimprovement #lifegoals #millionairemindset #personalgrowth #selfimprovement

Mortgage insurance is a scam... Here's why On HELOC's there is no mortgage insurance, which is basically a "slush fund" for your lenders, and 0 benefit to you NOTE: Mortgage insurance, is not the same as mortgage PROTECTION insurance #realestateinvestor #realestateinvesting #propertyinvestment #money #financialeducation #financialplanning #realestateinvestment #financialfreedom #financialliteracy

Now you, too, can write off your birthday every single year. What would your birthday offsite look like? Let us know in the comments! #entrepreneurs #realestateagency #realestateinvestors #birthday #tax #mortgage #hack #finance #taxes

Ever wonder why digital currency is more valuable to banks than consumers?Let me hear your thoughts on this. #money #financialeducation #financialplanning #familyfinances #financialfreedom #savingmoney #moneymindset

The Power of the Mind: Your determination to overcome a dire situation and your mental strength played a crucial role in your recovery. The mind can be a powerful tool in healing and achieving remarkable outcomes. #entrepreneurs #realestateagency #realestateinvestors #win #lifestory #mindset #laughter #positivity #religion

In this episode, Michael tackles a common question: What credit score is needed to qualify for a Home Equity Line of Credit (HELOC)? HELOCs operate in a more flexible and less regulated space compared to mortgages, making credit score requirements highly variable among lenders. While some credit unions may not have strict minimum scores and use their own scoring systems, larger banks often demand higher credit scores due to their brand reputation. In Michael's view, a credit score of 680 or higher is a strong starting point for HELOC consideration, except in the case of Bank of America. Overall, understanding the unique criteria of your chosen lender is crucial when venturing into the diverse world of HELOCs.

Are you a problem solver or a solution finder? Which one are you? Let me know in the comments. #entrepreneurs #realestateagency #realestateinvestor #employee #solution #problemsolving #team #problem #leadership

The phrase "For the love of money is the root of all evil" is indeed from the Bible (1 Timothy 6:10) and is a separate verse that emphasizes the potential negative consequences of placing too much emphasis on wealth and material possessions. It suggests that the love of money, rather than money itself, can lead to moral and ethical issues. #entrepreneurs #realestateagency #realestateinvestor #bible #religion #biblestory #money #billspaid #reward

While hard work is often necessary to achieve your dreams, it should ideally be aligned with your passions and purpose. When you're genuinely passionate about what you're doing, it can feel less like a grind and more like a fulfilling journey. It's crucial to find that balance and ensure that your efforts contribute to both your success and your well-being. #entrepreneurs #realestateagency #realestateinvestors #steveharvey #passion #sleep #dream #grind #goal